Are you ready to buy?

Review our step by step guide below, which is designed to explain the conveyancing process for anyone looking to purchase a home. It will inform you of what will happen after you’ve decided to make an offer on a property and prepare you for each step.

Step 1:  Getting Started

Once you have put in an offer for a home that you are interested in, it is time to ensure that you are prepared for the legal part of your move. The first thing that you will receive is a starter pack, which will include the relevant documents needed for the transaction. This will need to be filled out by you and returned so that we have all of the relevant details that we need.

Step 2: Arranging the surveys & mortgage

The next step is to organise the mortgage side of things and figure out how much a lender is going to provide you for your home purchase. For this part of your move, we encourage our clients to obtain professional advice from an experienced financial adviser.

Once you have made a solid offer, you will need to inform the mortgage company and let them know the amount you have offered; with further information about the property.

It might also be wise to request a survey. You can either request a basic survey in the form of a homebuyers report or a full structural report. A full structural report is suggested if the home you intend to buy is an old or listed building.

Step 3: Obtaining the sellers contract

Now it is time to get the contract from the seller’s solicitor. Once this happens, y    our chosen solicitor will then carry out some important searches, to see if there are any developments or plans that could affect the property that you intend to purchase.   

We will raise any issues or questions that you may have about the contract with the seller’s solicitor and ensure that you are completely satisfied before signing the preliminary contract.

Step 4: Completing the exchange

This is the part when we will need your deposit. After any outstanding issues are resolved (such as searches, enquiries and mortgages), we will then exchange contracts and finalise the move. At this point you will be legally obliged to proceed with the purchase and the seller will have to sell the property to you.

When all of this is complete, you will then communicate with your agent and organise the release of the keys to your new home. You are now the owner of the property and can now move in.